TERMS AND CONDITIONS OF USE

Please read the following carefully. This is a binding contract.

Welcome to the Quiroz Law Firm, APC (“QLF”) public website. By using this site, you agree to comply with and be bound by the following terms and conditions of use. Please review these terms and conditions carefully.

IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU SHOULD NOT USE THIS SITE.

Your use of the site signifies your agreement and binding acceptance to this Terms of Use agreement, including any modifications that QLF makes from time to time. If you do not agree to this Agreement, you may not use the Site.

  1. Agreement. This Term of Use agreement ("the "Agreement") specifies the Terms and Conditions for access to and use of QLF website and/or one of the subdomains of its affiliates (the "Site") and describes the terms and conditions applicable to your access of and use of the Site. This Agreement may be modified at any time by QLF upon posting of the modified Agreement. Any such modifications shall be effective immediately. Each use by you shall constitute and be deemed your unconditional acceptance of this Agreement. In addition, when using our Site, you shall be subject to any posted policies, guidelines or rules applicable to use of the Site and any service provided by the Site, including, but not limited to, our Privacy Policy. All such policies, guidelines and rules are hereby incorporated by reference into this Agreement.

  2. Services. QLF offers financial products and services to small and mid-size businesses.

  3. Ownership. All content included on this site is and shall continue to be the property of QLF    and is protected under applicable copyright, patent, trademark, and other intellectual proprietary rights. Any copying, redistribution, use or publication by you of any such content or any part of the Site is prohibited, except as expressly permitted in this Agreement. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of this Site.

  4. Intended Audience. This website is intended for adults only. This website is not intended for any children under the age of 15.

  5. Trademarks. QLF is a trademark or registered trademarks that belong to QLF. Other product and company names mentioned on this Site may be trademarks of their respective owners.

  6. Site Use. QLF grants you a limited, revocable, nonexclusive license to use this site solely for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. You agree not to copy materials on the site, reverse engineer or break into the site, or use materials, products or services in violation of any law. QLF may terminate your use of this website at any time.

  7. Compliance with Laws. You agree to comply with all applicable laws regarding your use of the website. You further agreed that information provided by you is truthful and accurate to the best of your knowledge.

  8. Indemnification. You agree to indemnify, defend and hold QLF and our partners, employees, and affiliates, harmless from any liability, loss, claim and expense, including reasonable attorney's fees, related to your violation of this Agreement or use of the Site.

  9. Disclaimer. THE INFORMATION ON THIS SITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS. YOU AGREE THAT USE OF THIS SITE IS AT YOUR SOLE RISK.  QLF DISCLAIMS ALL WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TO THE EXTENT YOUR JURISDICTION DOES NOT ALLOW LIMITATIONS ON WARRANTIES, THIS LIMITATION MAY NOT APPLY TO YOU. YOUR SOLE AND EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE SITE SHALL BE TO DISCONTINUE USING THE SITE.

  10. Limitation of Liability. UNDER NO CIRCUMSTANCES WILL QLF BE LIABLE OR RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL (INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, LITIGATION, OR THE LIKE), SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN ANY WAY RELATING TO THE SITE, YOUR SITE USE, OR THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE AND/OR CONTENT IS TO CEASE ALL OF YOUR SITE USE.

You may have additional rights under certain laws (including consumer laws) which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.

  1. Use of Information. QLF reserves the right, and you authorize us, to use and assign all information regarding site uses by you and all information provided by you in any manner consistent with our Privacy Policy. QLF reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

  2. Applicable Law. You agree that the laws of the state of California will govern these Terms and Condition of Use and any dispute that may arise between you and QLF or its affiliates.

  3. Severability. If any provision of this Agreement shall be adjudged by any court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect.

  4. Waiver. QLF’s failure to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision.  Any waiver of this Agreement must be in writing and signed by a representative of QLF with authority to bind the legal entity. QLF reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the website or any service provided by the website (or any part thereof) with or without notice. You agree that QLF will not be liable to you or any third party for any modification, suspension or discontinuance of the website or any service.

  5. Relationship of the Parties.  Nothing contained in this Agreement or your use of the Site shall be construed to constitute either party as a partnership, joint venture, employment agreement or agent of the other party, nor shall either party hold itself out as such.  Neither party has any right or authority to incur, assume or create, in writing or otherwise, any warranty, liability or other obligation of any kind, express or implied, in the name of or on behalf of the other party, it being intended by both parties that each shall remain independent contractors responsible for its own actions.

  6. Entire Agreement. This Agreement constitutes the entire agreement between you and QLF and governs the terms and conditions of your use of the Site, and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and QLF with respect to this Site.  Notwithstanding the foregoing, you may also be subject to additional terms and conditions, posted policies (including but not limited to the Privacy Policy), guidelines, or rules that may apply when you use the website. QLF may revise this Agreement at any time by updating it and posting it on the Site.  Accordingly, you should visit the Site and review this Agreement periodically to determine if any changes have been made. Your continued use of this website after any changes have been made, signifies and confirms your acceptance of any such changes or amendments to the Agreement.

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